The Minnesota HVAC Buyer’s Kit

A trustworthy replacement quote should include every one of these. Anything missing is a question to ask before you sign.

• Specific equipment make & model numbers
• Efficiency rating stated (AFUE for the furnace, SEER2 for the AC)
• A load calculation or sizing justification (Manual J)
• The required Minnesota permit — included and pulled by the contractor
• Labor warranty length, stated separately from the parts warranty
• Manufacturer parts warranty, and registration so you get the full term
• A line-item breakdown (equipment vs. labor)
• Old-equipment removal & disposal
• The complete price in writing
• A timeline and start date

1. 1What are the exact make and model numbers of the equipment you're quoting?
2. 2What's the efficiency rating — AFUE for the furnace, SEER2 for the AC?
3. 3Did you run a load calculation (Manual J), or how did you size this for my home?
4. 4Is the required Minnesota permit included in this price, and will you pull it?
5. 5How long is your labor warranty, separate from the manufacturer's parts warranty?
6. 6What's the manufacturer's parts warranty, and will you register it for me?
7. 7Can you give me an itemized breakdown of equipment versus labor?
8. 8Does the price include removing and disposing of my old system?
9. 9Are you licensed and insured in Minnesota, and can I see proof?
10. 10Which rebates and tax credits apply, and who files the rebate paperwork?
11. 11Can I get the complete quote in writing before I decide?
12. 12What's the expected timeline and start date?

Typical installed prices before rebates. If a quote is far outside these, ask why.

• Xcel Energy (electric)Rebates on qualifying central AC, air-source & cold-climate heat pumps, and smart thermostats.
• CenterPoint Energy (gas)Rebates on qualifying high-efficiency (95%+ AFUE) furnaces and boilers.
• Federal tax credit (25C)30% of qualifying equipment cost, up to annual caps — heat pumps have the highest cap (up to $2,000).

Rebate amounts change every program year — always verify current values with your utility.